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Dubai-based · Interconnector & expert gateway · UAE & MENA

Direct access to the UAE and wider regional digital asset ecosystem.

We operate as an interconnector and expert gateway, linking exchanges, capital, banks, regulators, and technology providers across fragmented markets.

Explore the portfolio
Trusted by governments & leading institutions
ADIBGovernment of DubaiSIBDubai Health AuthorityDIFC CourtsBinghattiAbu Dhabi Pension FundAjman GovernmentMBRUKhidmahAstecoDubai InvestmentsLufthansaUniversal MusicTreatwellSwiss PostLidlSchwarz GruppeVilleroy & BochEuropean Film AcademyInvoiceMateWelsbach.group ADIBGovernment of DubaiSIBDubai Health AuthorityDIFC CourtsBinghattiAbu Dhabi Pension FundAjman GovernmentMBRUKhidmahAstecoDubai InvestmentsLufthansaUniversal MusicTreatwellSwiss PostLidlSchwarz GruppeVilleroy & BochEuropean Film AcademyInvoiceMateWelsbach.group
613+
Projects delivered
36
Production-ready solutions
14+
Ecosystem partners
20+
Countries served

Across fragmented markets

Linking exchanges, capital, banks, regulators and technology providers.

Full portfolio
Regulatory relationships · Banking and settlement corridors · Institutional networks · Coordinated market participation · Regulatory relationships · Banking and settlement corridors · Institutional networks · Coordinated market participation ·

Named products

Built by us, or co-delivered with specialist partners.

One point of contact. The best terms across the ecosystem.
Our products and partner solutions sit under one roof. Come to 030 first and you get the strongest commercial terms and pricing across the entire ecosystem — direct access, no middlemen, no markup.

On record

Institutions we work with.

Financial institutions, government entities and regulated-sector clients across 20+ countries.

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Our value is in opening structured pathways into the UAE and MENA landscape — regulatory relationships, banking and settlement corridors, institutional networks and coordinated market participation.

Proof

Selected case studies.

Frequently asked

Getting into the region.

How does an institution get access to the UAE and GCC digital asset market?

Through an interconnector that already holds the relationships. The regional market is fragmented — regulators, banks, exchanges, capital and technology providers each operate under different rules and relationships, and an institution arriving from outside has no single counterparty spanning them. 030 Group is that counterparty: we open regulatory relationships, banking and settlement corridors and institutional networks, then deliver the build that runs on top of them.

What makes 030 Group different from a consultancy or a law firm?

A consultancy advises and a law firm files. We open the pathway and then build the product that goes through it — 613+ projects delivered across 20+ countries, with 36 production-ready solutions. Problems in, products out. We are not a law firm, licensing agent or regulator, and we do not issue licences.

Which institutions has 030 Group delivered for?

Abu Dhabi Islamic Bank, the Government of Dubai, Dubai Health Authority, DIFC Courts, Sharjah Islamic Bank, Abu Dhabi Pension Fund, Ajman Government, the Government of Karnataka, Lufthansa, Swiss Post, Universal Music Group and the German Federal Government among others. Each engagement is documented in the case studies.

Does 030 Group work with governments and regulators?

Yes. Managing Partner Saqr Ereiqat is Secretary General of the Dubai Digital Asset Association and an Expert Advisory Panel Member of the Pakistan Digital Authority. He co-authored IBM's first blockchain-for-government methodology, helped define Dubai's official government blockchain strategy, and has advised on regulatory frameworks in the UAE, Saudi Arabia and Pakistan.

What does 030 Group actually build?

Eight categories: digital banking platforms; fintech infrastructure and compliance; XNPL credit and payment infrastructure; AI development and automation; capital markets and financial engineering; tokenization and digital assets; healthcare and life sciences; and agentic AI infrastructure. Named products include WithControl.app, SmartSign.ae, Qallora.com, Marmin.ai and AJMS.

Which countries does 030 Group cover?

The firm is based in Dubai and focused on the UAE and wider MENA region, including the GCC. Delivery spans 20+ countries, and regulatory advisory work covers the UAE, Saudi Arabia and Pakistan.

How long does it take to enter the market?

It depends entirely on the pathway required — the regulatory perimeter, the banking and settlement corridors involved, and what has to be built. Because it varies so widely, we scope timelines against a specific mandate rather than publish a general figure. Tell us the problem at info@030.group and we will scope it.

How do you start working with 030 Group?

Email info@030.group, message +971 50 523 7772 on WhatsApp, or book a call at cal.com/maramelz. Our office is at Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai. The full solutions portfolio is at portfolio.030.group.

Engage the region with greater efficiency and trust.

Structured pathways into the UAE and MENA landscape — for institutional and market participants.

Book a call

Proof, on record

Case studies.

How we turn complex requirements into operational products for financial institutions, governments and regulated industries — delivered, deployed and operating in production.

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Read case study

About 030.group

Your gateway into the UAE digital asset ecosystem.

030.group is a Dubai-based firm focused on providing institutional and market participants with direct access to the UAE and wider regional digital asset ecosystem. We operate as an interconnector and expert gateway, linking exchanges, capital, banks, regulators, and technology providers across fragmented markets.

Our value is in opening structured pathways into the UAE and MENA landscape — regulatory relationships, banking and settlement corridors, institutional networks, and coordinated market participation — enabling partners to engage the region with greater efficiency and trust.

613+
Projects
36
Solutions
14+
Partners
20+
Countries

How we work

Structured pathways, not introductions.

01 — CONNECT
Regulatory relationships.

We open regulatory relationships across the UAE and wider MENA landscape, so institutional participants engage the region on solid ground.

02 — CHANNEL
Banking and settlement corridors.

We link exchanges, capital, banks and technology providers, opening banking and settlement corridors across otherwise fragmented markets.

03 — PARTICIPATE
Coordinated participation.

Institutional networks and coordinated market participation — enabling partners to engage the region with greater efficiency and trust.

Come to us first — you win on terms.

Because our own products and our partner solutions all sit within the 030 ecosystem, engaging us directly means the best commercial terms and pricing available across the entire ecosystem. One relationship, the whole portfolio, no markup.

Leadership

The people opening the pathways.

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Where we operate

Dubai HQ. Regional reach. Structured access.

Headquartered in Dubai with delivery experience in 20+ countries. We open structured pathways into the UAE and MENA landscape — regulatory relationships, banking and settlement corridors and institutional networks — then coordinate market participation at institutional scale.

Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.
+971 50 523 7772
info@030.group
MENA
Core region
5
Market layers linked
3
Jurisdictions shaped
23
Countries led

Insights

Sovereign infrastructure,
explained.

Explore our latest insights on the convergence of AI, tokenization and sovereign infrastructure — where we break down the frameworks building a more liquid, transparent and trusted future for nations and enterprises alike.

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Get updates in your inbox
Updates on the UAE and regional digital asset ecosystem. No noise.
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Engage the region with confidence.

Talk to us about structured access to the UAE and wider regional ecosystem.

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Opening structured pathways into the UAE and MENA landscape.

Want results like this?

See the full portfolio of 36 production-ready solutions, or brief us on your requirement directly.

More case studies

Legal

Terms & Conditions

Last updated: February 2026

1. About these terms

These terms govern your use of the 030.group website and any services referenced on it. The site is operated by Zeytoun Dynamics Ventures LLC-FZ, a free zone limited liability company incorporated under the laws of the United Arab Emirates, trading under the 030.Group brand, with registered office at Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E. By using this site you accept these terms.

2. Use of the site

The content on this site is provided for information about our products, solutions and record of delivery. You may not misuse the site, attempt to gain unauthorised access, or reproduce content without written permission.

3. Portfolio access

Detailed portfolio and solution materials are made available through a gated request process at portfolio.030.group and may be subject to confidentiality or non-disclosure terms presented at the point of access.

4. Intellectual property

All trademarks, logos, product names and content are the property of 030 Group or the respective rights holders. Client names are referenced with permission or as a matter of public record.

5. No warranty

The site is provided on an "as is" basis. While we work to keep information accurate and current, we make no warranties as to completeness or fitness for a particular purpose.

6. Governing law

These terms are governed by the laws of the United Arab Emirates. Any disputes are subject to the exclusive jurisdiction of the competent courts of Dubai.

7. Contact

Questions about these terms: info@030.group · +971 50 523 7772.

This is a general summary intended for the website. Final wording should be confirmed by legal counsel before publication.

Contact

Get in touch.

Reach out — we’re here to create something exceptional together.

Delivering end-to-end strategic, technological, and regulatory frameworks required by the world’s most demanding financial institutions and public sector entities.

+971 50 523 7772 info@030.group
Meydan Grandstand, 6th floor, Meydan Road,
Nad Al Sheba, Dubai, U.A.E.
Let’s collaborate

Book a call, or reach us directly.

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Portfolio access

See exactly what we build.

Our full portfolio — 36 production-ready solutions across banking, fintech, AI and capital markets — is available through a gated request. Access is granted after a short review.

36 production-ready solutions
Case studies & delivery detail
Ecosystem & partner architecture
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Finance · 17 Jan 2026 · 4 min read

The Invisible Bank: Why the Future of Finance Isn't a Place, But an Experience

Traditional banking is hitting a wall. Discover how embedded finance and AI-driven infrastructure are moving banking out of the building and directly into the DNA of global commerce.

For nearly a century, “banking” was a destination — marble pillars, heavy vaults, restricted hours. In the digital age those pillars became standalone apps, but the experience stayed siloed.

At 030 Group, we are entering the final stage of this evolution: the Invisible Bank. Finance is no longer something you do; it is something happening in the background of every transaction, contract and government service.

1. The Death of the Silo: Banking as an Operating System

The biggest hurdle for modern enterprises isn't a lack of capital — it's the friction of moving it. We replace dusty core-banking foundations with real-time Core Banking Systems for retail, SME and corporate sectors. By integrating IBAN-as-a-Service and omnichannel apps directly into business workflows, a company becomes its own mini financial hub — the system executes the moment business logic is met, with no waiting for approval.

2. The Compliance Paradox: Security Without the Wait

For too long, “high security” meant “high friction.” Our Regulatory & Compliance Toolkits (RegTech) use AI-driven identity and risk monitoring to turn compliance from a roadblock into a bridge. A government can distribute aid, or a corporation can onboard a global partner, in minutes rather than months — without compromising a single layer of security.

3. xNPL: Reimagining Credit and Behavioral Logic

Old lending relied on static, outdated credit scores. Our Next-Gen Credit Infrastructure (xNPL) uses adaptive credit modeling and behavioral analytics to enable modules like “Rent Now,” “Remit Now” and “Send Now.” Scoring repayment on real-time data rather than a two-year-old report lowers risk for the lender and opens opportunity for the borrower.

4. The Tokenization of Everything: Liquidity for the Real World

For centuries, the world's greatest wealth — real estate, rare earth minerals, alternative commodities — has been illiquid. Through tokenization we break these assets into digital units, enabling fractional ownership and instant liquidity. Combined with Smart Contract Management, they are governed by code that is transparent, immutable and globally tradable 24/7.

5. Why the “Human” Element Still Matters

By removing robotic tasks — data entry, manual compliance checks, paper-shuffling — we free leaders to focus on strategy and vision. Technology is only as good as the problems it solves for people. We aren't just building faster machines; we are building a more inclusive, transparent and efficient global economy.

Engage the region with confidence.

Talk to us about structured access to the UAE and wider regional ecosystem.